Privacy Policy

1. Who We Are

Finance with Anne is a personal finance education platform operated by Nkechukwu Anne Enwere. We provide financial coaching, online courses, digital products, and booking services at financewithanne.com. References to "we", "us", or "our" in this policy refer to Finance with Anne.

2. Information We Collect

We collect the following information when you use our services:

• Account information: your name and email address when you sign up
• Booking information: your name, email, phone number, and any answers you provide when booking a session
• Payment information: transaction references and amounts processed through Flutterwave. We do not store your card details. These are handled directly by Flutterwave
• Usage data: pages visited, course progress, and interaction with our content
• Communications: messages you send us via email or the contact form

3. How We Use Your Information

• To deliver services you have purchased (courses, sessions, digital products)
• To send booking confirmations, Google Meet links, and receipts
• To send you educational content and updates you have opted into
• To manage your account and course access
• To improve our platform and offerings
• To comply with legal obligations

4. Third-Party Services

We use the following trusted third parties to operate our platform:

• Supabase: database and authentication
• Flutterwave: payment processing
• Resend: transactional email delivery
• Google Calendar: Google Meet link generation for sessions
• Cloudflare R2: file storage for digital products and course materials
• Vercel: website hosting

Each of these services has its own privacy policy governing how they handle your data.

5. Data Retention

We retain your personal data for as long as your account is active or as needed to provide services. If you close your account, we will delete your personal data within 30 days unless required by law to retain it longer. Transaction records may be retained for up to 7 years for tax and legal purposes.

6. Your Rights

You have the right to:

• Access the personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your data
• Withdraw consent to marketing emails at any time by clicking "unsubscribe"

To exercise these rights, contact us at hello@financewithanne.com.

7. Cookies

We use essential cookies to keep you logged in and remember your preferences. We do not use tracking or advertising cookies. You can disable cookies in your browser settings, but this may affect your ability to use certain features of the site.

8. Security

We take reasonable steps to protect your information, including encrypted connections (HTTPS), secure database storage, and limited access to personal data. However, no method of transmission over the internet is 100% secure.

9. Changes to This Policy

We may update this policy from time to time. We will notify you of significant changes by email or by posting a notice on our website. Continued use of our services after changes constitutes acceptance of the updated policy.

10. Contact Us

If you have any questions about this privacy policy, please contact us at hello@financewithanne.com.